No Extra Work for Your Firm
Make the introduction and step back. We handle the application, underwriting, funding, and servicing.
Partner With MonetaFi
Funding Your ClientsCan Count On. A PartnerYou Can Trust.
MonetaFi helps CPAs and accounting firms give business clients fast, flexible working capital, without adding work to your practice.
Make the introduction and earn a referral fee when your client funds. We handle the application, underwriting, and funding, and keep you updated along the way.
Advisor-focused support. Nationwide reach.
Step
Tell Us AboutYour Firm
Partner applications are reviewed by our strategic partnerships team. We’ll follow up within one business day.
MonetaFi (muh-NEH-tuh-fy)
A nod to Moneta, goddess of money. We turn complex finance into seamless capital solutions.
About Our Partnership
Your clients already come to you when cash flow gets tight. MonetaFi gives you a fast, reliable answer when a bank loan isn't the right fit or won't come in time.
We provide revenue-based funding to small and mid-size businesses nationwide. Our team brings decades of industry experience, and we know your reputation travels with every introduction you make. We treat your clients the way you would.
Partner Benefits
Everything about this program is built around one idea: helping your clients without adding work to your plate.
Fast Answers for Urgent Needs
Same-day decisions on qualifying files, so a payroll gap or a tax bill doesn't turn into a crisis.
Simple for Your Clients
Funding requests under $100K close online in minutes, with no interview and minimal documentation.
Flexible Funding Range
$20K to $2M+ for working capital, inventory, payroll, equipment, or expansion.
Broad Industry Coverage
We fund the businesses on your client roster, including professional services, healthcare, real estate, nonprofits, and businesses with as little as 3 months of history. All 50 states, including Texas and California.
Help for Clients Already in a Bind
If a client is carrying expensive advances from another funder, we can buy out existing positions and help restructure their payments.
Referral Fees, Paid the Same Day
Earn a referral fee on every client who funds, paid the day they fund. A simple, transparent fee that's easy to disclose to your clients.
Growing Together
More Than Referrals. A Partnership That Grows Your Practice.
Referrals run both ways. When the businesses we fund need stronger financial management, we send them to you.
Reciprocal Client Referrals
Many of the businesses we fund need help with bookkeeping, tax planning, and cash flow. We actively introduce them to CPA partners who fit their location and industry.
Co-Marketing and Mutual Promotion
Reach thousands of business owners through our merchant newsletter, co-hosted webinars and events, and guest articles on our blog.
How the Partnership Works
Four steps from introduction to funding. Most of them take hours, not weeks.
Step 01
Introduce Your Client
Send us a quick email or have your client reach out directly. No portal, no paperwork on your end.
Step 02
We Take It From Here
Our team works with your client directly. Decisions come within hours on qualifying files.
Step 03
Your Client Gets Funded
Online checkout for requests under $100K. A quick close for larger amounts.
Step 04
You Stay in the Loop
We keep you updated at each step, and your referral fee is paid the day your client funds.
Real Results for Real Businesses
Recent funding for the kinds of clients CPAs serve every day.
$75K
Funded in 30 minutes, no interview required
$65K
Approved and funded the same day
$340K
Funded to a real estate business
$20K
Funded to a 4-month-old restaurant
Recent funded deals shown for illustration. Individual results vary and all funding is subject to approval.
Why Choose MonetaFi
Five reasons CPAs trust us with their clients.
Speed
Same-day decisions and funding on qualifying requests.
Transparency
Clear terms your clients can understand, with no hidden fees or surprises.
Flexibility
We fund businesses other lenders turn away, across industries and stages.
White Glove Service
A dedicated team you and your clients can reach by phone, text, email, or Slack.
Your Reputation, Protected
We treat every client you send as if your name is on the line, because it is.
Partner Program Features
- No work for your firm after the introduction
- Funding from $20K to $2M+
- Online checkout for requests under $100K, no interview
- Same-day decisions on qualifying requests
- Minimal documentation for your clients
- Buyouts of existing advances from other funders
- Funding available in all 50 states
- Time in business: as little as 3 months
- Referral fee on every funded client, paid the same day
- Reciprocal referrals of funded businesses to your firm
- Co-marketing: newsletter features, webinars, events, and guest blog posts
CPAs know their clients better than anyone. When one of them needs capital, we move fast, communicate clearly, and treat that client the way their accountant would.
Steve Kamhi
Executive Director of Strategic Partnerships
Who We Work With
We partner with financial professionals who advise U.S. small and mid-size businesses:
Independent CPAs and Sole Practitioners
Local and Regional Accounting Firms
Bookkeeping, Tax, and Fractional CFO Practices
CPA FAQ
It depends on your relationship with the client and your state's rules. Professional standards generally prohibit referral fees for clients you perform attest services for, and require disclosure to other clients. Our referral fee is simple and easy to disclose, and you're welcome to refer any client even if you can't accept a fee for that introduction. Check with your state board if you're unsure.
You earn a referral fee on every client you introduce who gets funded, paid the day they fund. Our partnerships team will walk you through the details when you join. There's no cost to join and no minimum volume.
Yes. When businesses we fund need accounting, tax, or advisory help, we introduce them to CPA partners who fit their needs. We also feature partners in our newsletter, webinars, events, and blog.
No. Your client works directly with MonetaFi, and the funding agreement is between MonetaFi and your client. You make the introduction and nothing more.
No. We use a soft credit pull, which doesn't affect your client's credit score. Our decisions are based primarily on business revenue rather than credit scores.
Most U.S. businesses with at least 3 months of history and consistent revenue, from restaurants and medical practices to real estate, legal services, and nonprofits.
Our products are revenue-based financing and merchant cash advances, where a business sells a portion of future receivables. We'll walk your client through the terms in plain language before they sign.
Yes. You'll get updates when your client applies, is approved, and is funded, as long as your client agrees to share that information.
Apply and Partner With Us
Ready to PartnerWith MonetaFi?
Give your clients a funding partner that values speed, transparency, and the relationship you've built with them. Whether you refer one client a year or one a week, we'll make every introduction easy.
Start Your Partnership Today
Step
Tell Us AboutYour Firm
Partner applications are reviewed by our strategic partnerships team. We’ll follow up within one business day.
Questions?
Talk with our partnerships team about how the program works, referral fees, or a client situation you'd like a second opinion on.